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This is a great story!
Michael and Rocio Galvin were trying to purchase their first home using Michael's Veteran's Administration (VA) eligibility.
Michael had been discharged from the Marines, worked at various jobs for approximately two years, then decided to re-enlist in the Marines.
He tried to get VA loan approval with a couple different "Big-Bank" lenders. They denied his loan application because of his previous two-year spotty employment history. Michael and Rocio thought that was it. They thought they would have to give up on their dream of owning a home for at least another couple years.
Luckily for them, a friend of a friend recommended they contact Ken Hall and Jon Sheehan before giving up.
Great Advice!
Why?
Because we have nearly 100 lenders whom we have great relationships with. We know how to do complicated loans. FHA, VA, Fannie Mae, Freddie Mac, we know them all.
Our lenders know and trust us because we do loans the right way. Always have, always will. We have so many years experience we don't even like bragging about it any more because it means we're getting old:)
We obtained a VA loan approval with a lender who applied "common-sense" when underwriting the loan. A lender who did NOT have an issue with his past employment history because he was re-enlisting in the Marines with a secure income for the next four years.
Escrow closed today. Everyone's happy. Congratulations Michael and Rocio!
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