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Here's Jon and I with the Final HUD 1 Closing Statement for our clients Jason Werner and Kristina Dresher. They used a mobile notary to sign their loan documents in Costa Mesa so we never met them face to face.
Jason and Kristina own a home in Costa Mesa that needed major rehab. They completed about half of the rehab with their own savings. They thought it would be no problem getting a new "rehab loan" to complete the rehab because they had plenty of equity, great credit scores and income.
They tried getting the FHA 203K REHAB LOAN Through both Countrywide and Wells Fargo. Due to lack of experience, incompetence or both on the part of their respective loan officers, their applications were denied by both Countrywide and Wells Fargo.
There they were, stuck with a house they could not live in!
The path that led them to us is still a bit fuzzy but basically, it was through a friend of a friend of a friend of a friend who eventually led them to us.
We are experts at doing FHA 203K REHAB loans and were able to secure their loan approval and walk them through the process.
Lesson: Having a reputation for getting the job done - and especially the difficult ones - pays off.
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