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It is with great pleasure that my husband and I recommend Ken Hall for your next real estate transaction. We were referred to Ken who within the first phone call gave us hope that we could possibly be homeowners again, after a foreclosed home only 3.5 years ago and less than stellar credit.
Within 24 hours of giving Ken our financial paperwork, we had pre-approval to purchase a home. After Ken showed us about 7 houses in the Temecula area we were pleased to find a home well below our pre-approved amount in a nice neighborhood less than 2 miles from my husband’s job and daughter’s school.
Ken is obviously a great negotiator because we were able to purchase the home for under list price and the appraisal actually came in $5,000 higher than our purchase price! Our mortgage payment is $40 per month lower than the good faith estimate Ken gave us when we were trying to decide to offer on this home. Ken’s mortgage and escrow companies were also tremendous; we were given a 1% lender credit to help with our closing costs.
There were no surprises throughout the escrow process. We closed on the loan 10 days ago and are enjoying our new neighborhood.
Through the whole process, I was delighted with Ken’s approachability and his speed in returning phone calls, texts, and emails. I never felt I was a burden to him though I had a lot of questions. Communication between us, the escrow company, the lending company and the various property inspectors was transparent and speedy.
It wasn’t until I got the news we were clear to close on the deal that I realized how important home ownership is to me and how much I missed it. It would have not been possible without Ken. Thank you!
Greg and Jessica Cowee, Temecula
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